Homeowners’ insurance serves as a shield against unforeseen expenses resulting from home disasters. But does it help pay for termite treatments or damage? Unfortunately, insurance companies in Arizona and the rest of the United States rarely cover termite-related costs.
Insurance policies typically exclude issues deemed preventable, and unfortunately, termites fall into this category. Insurers view termites as a preventable problem, making them ineligible for coverage. Although insurance won’t foot the bill for termite treatment, you can explore alternative approaches to safeguard your property, such as opting for termite bonds.
Termite damage occurs gradually over a long period of time, unlike sudden events like fires or storms that are covered by homeowners’ insurance. This is why insurance companies seldom include termite-related expenses in their policies.
Even though your insurance probably won’t pay for preventive termite treatment, it shouldn’t deter you from getting regular services from a professional pest control company. Some pest control companies offer termite bonds that can offer the long-term protection you need.
Many people are understandably hesitant to purchase a home with a history of termites. However, the good news is that in Arizona, the seller is usually responsible for covering the cost of termite treatments. Here’s how the process generally works:
Termite bonds act like insurance to cover the expenses of treating termite infestations. With most termite bonds, the pest control company covers the costs of damage caused by termites. The idea is that by receiving regular treatment and prevention through the termite bond, you can avoid having termite infestations become a problem. If you want to know more about this option, the team can help! Just give us a call to speak with a termite control expert.
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